How to Close, Delete or Deactivate your Okash Loan Account Easily

Have you ever been in a situation where you needed a quick loan to cover an unexpected expense, but you didn't want to go through the hassle of applying for a traditional loan? If so, you may have considered using a mobile loan app like OKash. 

Okash is a mobile lending platform that provides quick and easy loans to Nigerians. It is a popular choice for many people who need quick cash, but it is important to know how to close, delete, or deactivate your account if you need to.

There are a few reasons why you might want to close your Okash account. For example, you may have paid off all of your loans and no longer need the service. Or, you may be concerned about your privacy and want to delete your account. Whatever the reason, it is easy to do.

This blog post will delve into How to Close, Delete or Deactivate your Okash Loan Account Easily.

How to Close, Delete or Deactivate your Okash Loan Account Easily

Closing, deleting, or deactivating your Okash loan account is a simple process that can be done entirely by email. Just follow these steps:

• Open your email application and create a new email.
• In the subject line of the email, write "Close, Delete, or Deactivate My Okash Account."
• In the body of the email, address the email to "Okash Loan Customer Support."
• Provide your account details, such as your registered email address or mobile number associated with the Okash account.
• State your request to close, delete, or deactivate your account.
• If you have a reason for closing, deleting, or deactivating your account, you can mention it in the email. This is not required, but it can help Okash improve its services.
• Request confirmation of the account closure, deletion, or deactivation in the email. This ensures that you have a record of your request and any subsequent communication regarding it.
• Review the email for accuracy and completeness, ensuring that all necessary information is included.
• Click "Send" to deliver the email to Okash's customer support team.

Once you have sent the email, Okash will review your request and process it as soon as possible. You will receive a confirmation email once your account has been closed, deleted, or deactivated.

FAQS

How do I contact Okash customer service?

You can contact Okash customer service by phone, live chat, or email. The contact information can be found on the Okash website or in the Okash app.

How long will it take to close, delete, or deactivate my Okash loan account?

Okash will review your request and process it as soon as possible. You will receive a confirmation email once your account has been closed, deleted, or deactivated. This takes a few days.

What happens to my active loans if I close, delete, or deactivate my Okash loan account?

If you have any active loans, you will need to repay them before you can close or delete your account.

How do I cancel my Okash loan?

To cancel your Okash loan, you must repay the principal amount of the loan within 24 hours of disbursement. You can do this by logging into your Okash account and clicking on the "Make a Repayment" button.

Once you have repaid the loan, you can contact Okash customer service to request that your account be cancelled.

How can I delete my account in Okash app?

To delete your Okash account, you can send an email to customer service requesting that your account be closed. You will need to provide your account details and the reason for deletion.

How do I delete my information from loan app?

To delete your information from the Okash loan app, you can send an email to customer service requesting that your personal data be erased. You will need to provide your account details and confirm that you want your information to be deleted permanently.

How long is the repayment period for Okash loans?

Okash loans have relatively short repayment periods, usually ranging from a few days to a month. The specific repayment period will vary depending on the loan amount and terms.

What happens when you don't pay Okash?

If you don't pay Okash back, you may be charged late fees and interest. You may also be contacted by debt collectors. In some cases, your credit score may be negatively affected.

Are there any fees or interest charged on Okash loans?

Yes, Okash charges interest and fees on its loans. The interest rates can be relatively high compared to traditional banking loans, but this is due to the convenience and speed of the app. It is important to carefully review the loan terms, including the interest rates and fees, before accepting any loan offers.

Can my BVN be blocked by a loan app?

No, your BVN cannot be blocked by a loan app. Only the Central Bank of Nigeria (CBN) can block your BVN.

Can loan app access my contacts if uninstalled?

It depends on the loan app. Some loan apps may request access to your contacts when you install them. However, once you uninstall the app, it should no longer have access to your contacts.

If you are concerned about your privacy, you can deny loan apps access to your contacts. However, this may prevent you from using certain loan apps.

Can I extend the repayment period for my Okash loan?

Okash may offer loan extensions or renewals in certain cases. However, the availability of these options and the associated terms will vary depending on the company's policies and the specific loan agreement. If you need to extend your repayment period, it is best to contact Okash customer support for assistance.

Does Okash call your contacts in Nigeria?

Yes, Okash may call your contacts in Nigeria if you exceed your loan grace period. They may also send SMS messages to your contacts. In some cases, they may even post your picture on a list of loan defaulters.

This is a common practice among loan apps in Nigeria. It is intended to pressure borrowers to repay their loans

Conclusion

Closing, deleting, or deactivating your Okash account is a simple process. Just follow the steps above and you will be able to do it in no time. If you have any questions or problems, please contact Okash customer service for assistance.