BVN Validation Portal - How to Check BVN Details Online

Your Bank Verification Number (BVN) is a unique 11-digit number that identifies you as an individual customer in the Nigerian banking system. It was introduced by the Central Bank of Nigeria (CBN) in collaboration with all licensed banks in Nigeria in 2014 to reduce fraud and improve the efficiency of the banking system.

If you have a bank account in Nigeria, you are required to have a BVN. It is also required for many other financial transactions, such as opening a new bank account, applying for a loan, and transferring money internationally.

If you need to check your BVN details, you can do so online through the NIBSS BVN Validation Portal. This portal is operated by the Nigeria Inter-Bank Settlement System (NIBSS), which is the umbrella body for all banks in Nigeria.

This blog post will delve into BVN Validation Portal - How to Check BVN Details Online.

Benefits of BVN

Unique identity for all bank customers in Nigeria: Your BVN is a unique 11-digit number that identifies you as an individual customer in the Nigerian banking system. This means that you can use your BVN to access your bank accounts and other financial products with any bank in Nigeria.
Increased security: Your BVN is linked to your biometric data (fingerprints and facial image), which makes it difficult for unauthorized individuals to access your bank accounts. This helps to reduce fraud and identity theft.
Improved efficiency: BVN makes it easier for banks to process transactions and provide services to their customers. For example, you can now open a new bank account or apply for a loan online without having to visit a physical branch.
Reduced queues: BVN has helped to reduce queues in bank halls by making it easier for customers to access their banking services.

How to get a BVN

To get a BVN, you can visit any branch of your bank and fill out a BVN enrollment form. You will need to provide your bank with some personal information, such as your full name, date of birth, and address. You will also need to provide a valid form of identification, such as your National ID card or passport.

Once you have completed the BVN enrolment form, your bank will take your fingerprints and facial photograph. Your BVN will be generated within 24 hours and you will receive an SMS notification with your BVN.

BVN Validation Portal - How to Check BVN Details Online

You can safely confirm and update your information via the NIBSS platform. This means that you don't need to go to the bank in person to check your name, birthdate, phone number, or to make corrections.

To access your BVN information on the NIBSS Validation Portal, you will need to verify your consent. This is a new security measure that NIBSS is implementing to protect the data privacy of the banking public.

To verify your consent, you will need to provide your BVN number and date of birth. You will then receive a token code via your registered email address or phone number. You must enter this token code on the NIBSS Validation Portal to confirm your consent and access your BVN information.

Once you have verified your consent, you can view and update your BVN information on the NIBSS Validation Portal. You can also check the status of your BVN enrolment and learn more about the benefits of BVN.

Please note that you can only validate one BVN at a time on the NIBSS Validation Portal. If you need to validate multiple BVNs, you will need to do so one by one.

Your BVN details will include the following information:

Your full name
Your date of birth
Your gender
Your phone number
Your email address
The date your BVN was enrolled

FAQS

How can I check my BVN details online?

You can check your BVN details online using the NIBSS BVN Validation Portal. To do this, follow these steps:

Go to the NIBSS BVN Validation Portal.
Enter your BVN number and date of birth.
Click the "Next" button.
Pay a verification fee of ₦25.
Once you have paid the fee, you will be able to view your BVN details.

What does BVN validation mean?

BVN validation is the process of verifying that a BVN number is valid and belongs to the person who is claiming to own it. BVN validation is often required when opening a new bank account, applying for a loan, or performing other financial transactions.

Can I use my BVN to check my account details?

You cannot use your BVN to check your account details online. Only banks and other financial institutions can do this for security reasons. If you need to check your account details using your BVN, please visit your bank.

How can I check my BVN without my card?

There are two ways to check your BVN without your card:

Using the NIBSS BVN Validation Portal: This method requires you to pay a verification fee of ₦25.

Using the USSD code 5650#: This method is free, but you can only use it to check your BVN number, not your full BVN details.

How can I change the number on my BVN?

To change the number on your BVN, you will need to visit your bank branch and complete a BVN update form. You will also need to provide your new phone number and other relevant information.

Which app can I use without BVN?

There are a few apps that you can use without a BVN, such as:

PalmPay: PalmPay is a mobile money app that allows you to send and receive money, pay bills, and buy airtime without a BVN.

Kuda Bank: Kuda Bank is a digital-only bank that offers a variety of banking services, including a savings account, debit card, and loans, without a BVN.

Paystack: Paystack is a payment processing platform that allows you to accept payments on your website or online store without a BVN.

Conclusion

Checking your BVN details online is a quick and easy way to verify your BVN and to ensure that it is up-to-date and secure. It is important to do this regularly to protect yourself from fraud and to meet regulatory requirements.