How to Become Opay Aggregator and Opay Agent and Make Money

If you're looking for an opportunity to earn extra income or start your own business, becoming an Opay aggregator or agent may be a good option.

Opay is a fintech company that has gained popularity in Nigeria due to its user-friendly mobile payment platform. It is a mobile payment platform that allows users to make payments for various services, including airtime, electricity bills, and transportation.

As an Opay aggregator or agent, you can earn commissions by providing various services to Opay users. In this article, we will explore the steps to becoming an Opay aggregator or agent and the benefits of the program.

What is Opay?

Opay is a mobile payment platform that provides users with a variety of services such as airtime top-up, bill payments, transportation, and food delivery. Opera Software, a Norwegian company that specialises in web browsers and mobile advertising, owns the platform.

Who Is An Opay Aggregator?

An Opay aggregator is a person or company that provides a platform for merchants to accept payments from customers via Opay, a popular mobile payment service in Nigeria.

The aggregator acts as a go-between for merchants and Opay, giving them access to Opay's payment infrastructure and facilitating payment collection and processing from individuals.

Opay aggregators are well-known for providing merchants with a wide range of services, such as payment integration with their online stores, real-time payment notifications, transaction tracking and reporting, and customer support.

Aside from that, they may offer value-added services such as marketing and promotional campaigns, data analytics, fraud prevention measures, and so on.

Benefits of Becoming an Opay Aggregator and Agent

Here are the benefits of becoming an Opay aggregator and agent:

Low Startup Costs: Becoming an Opay aggregator or agent requires minimal startup costs, making it an affordable business opportunity.

Access to a Wide Range of Services: As an Opay aggregator or agent, you can offer a wide range of services to users, including airtime top-up, bill payments, transportation, and food delivery. This allows you to cater to the needs of different customers and increases your earning potential.

High Commission Rates: Opay offers competitive commission rates for its aggregators and agents, which can range from 0.5% to 5% per transaction. This means you can earn a decent income by providing Opay services to users.

Flexibility: Becoming an Opay aggregator or agent offers flexibility in terms of working hours and location. You can work from anywhere and at any time, making it a suitable business opportunity for those looking for flexibility.

Support and Training: Opay provides support and training to its aggregators and agents to help them succeed in their businesses. This includes access to a dedicated support team, training on how to use the Opay platform, and regular updates on new services and features.

When you continue to use the opay app, you become eligible for a free 4G LTE point-of-sale device to assist you in your business if you have customers who wish to pay with their ATM card.

As an agent, you have access to Opay loans ranging from $2,000 to $200,000 with extremely flexible repayment options and terms ranging from 30 to 365 days.

Steps to Become Opay Aggregator

Becoming an Opay Aggregator is straightforward. Follow the procedures outlined below to become an Opay aggregator.

Follow this  link to visit the Opay Aggregator Registration Page

        Complete All Required Information

        Complete Registration

        Receive Code

        Verify Registration


To log in to Opay Aggregator Login Page

To log in, please visit the Opay Aggregator Login Page by clicking on this link:

        Enter your Email and Password.

        Click Sign In

Steps to Becoming an Opay Agent

        Install the Opay Mobile app on your smartphone.

        Open Support to send emails to customer service expressing your interest in becoming an opay agent.

        A form will be sent to you to complete; once completed, send it to them with the necessary information.

        Your application will be processed immediately after submission.

        You will be given additional information for further clarification.


Tips for Success as an Opay Aggregator or Agent

As an Opay aggregator or agent, there are several tips you can follow to succeed in your business and maximize your earnings.

Build a Strong Network of Agents: As an Opay aggregator or agent, one of the most important things you can do is build a strong network of agents under you. This will help you to expand your reach, increase your transactions, and earn more commissions. You can do this by recruiting new agents, providing training and support, and offering incentives for good performance.

Provide Excellent Customer Service: Another important factor in your success as an Opay aggregator or agent is providing excellent customer service. This means being responsive to customer inquiries, resolving issues quickly and efficiently, and maintaining a professional and friendly demeanor at all times. By providing a positive customer experience, you can build loyalty and trust among your customers, which can help to grow your business over time.

Promote Your Business: To attract new customers and grow your business, it's important to promote your services through various channels. This may include social media, word-of-mouth referrals, flyers, and other marketing materials. By getting the word out about your services, you can attract new customers and increase your transactions over time.

Offer a Range of Financial Services: In addition to mobile money, Opay offers a range of financial services that you can offer to your customers. This may include bill payments, airtime recharge, and even ride-hailing services. By offering a range of services, you can increase your transactions and earn more commissions over time.

Stay Up-to-Date on Opay's Policies: As an Opay aggregator or agent, it's important to stay up-to-date on Opay's policies, procedures, and product offerings. This will help you to stay compliant with regulations, avoid fines or penalties, and take advantage of new product offerings as they become available.


How do I become an aggregator?

To become an aggregator, you will need to have a registered business and a network of agents. You can apply to become an aggregator through the OPay website and go through their registration process.

How much does it cost to start an OPay business?

The cost of starting an OPay business varies depending on the type of services you want to offer and the location of your business. However, you will need to have sufficient capital to purchase equipment, rent a space, and pay for other business expenses.

How much does it cost to register OPay?

It is free to register with OPay as an agent or a customer.

Does OPay pay their agent monthly?

OPay agents are paid on a commission basis for the transactions they do. The commission percentage varies depending on the type of transaction.

What is the highest amount OPay can receive?

As an OPay merchant, you can receive and send up to 5 million Naira per day.

What is the full name of OPay?

OPAY stands for Official Payments Corporation, which is a company based in Delaware.

Which bank controls OPay?

OPay is not controlled by any bank. It is a subsidiary of Opera Limited. It is only regulated by the Apex bank, CBN.

Which country owns OPay?

OPay was started in 2018 and is a Chinese-backed fintech company that works in Africa.

Which bank is OPay under?

OPay is not under any bank. It is a mobile money platform that offers a range of financial services to its customers. 


In conclusion, becoming an Opay aggregator or agent can be a lucrative business opportunity in Nigeria. By building a strong network of agents, providing excellent customer service, promoting your business, offering a range of financial services, and staying up-to-date on Opay's policies, you can maximize your earnings and grow your business over time. However, it's important to remember that success as an Opay aggregator or agent requires hard work, dedication, and a commitment to providing high-quality services to your customers.

No comments

Powered by Blogger.