EaseMoni Loan - USSD Code, Interest Rate and Repayment

If you're in need of a quick financial boost, EaseMoni Loans could be just the solution you're looking for. This innovative loan service allows you to easily apply for and receive loans using just your mobile phone. With its convenient USSD code, you can apply for a loan from wherever you are, without the need for lengthy paperwork or credit checks.

But that's not all - EaseMoni Loans also offers competitive interest rates and flexible repayment options, giving you the freedom to choose a loan that works for you. Whether you're looking to cover unexpected expenses or simply need extra cash to tide you over until payday, EaseMoni Loans has got you covered.

In today's post, we'll take a closer look at everything you need to know about EaseMoni Loans, from the application process to the repayment options, so you can make an informed decision and get the financial help you need.

What is the Easemoni Loan Code?

*347*334# is the code to enter for an Easemoni loan. Customers will need this code in order to use their mobile phones to access the lending services provided by Easemoni.

You do not need an internet connection in order to use the Easemoni loan code, which enables you to gain access to payday loans, business loans, and personal loans.

It is not enough to simply know the code; you also need to be familiar with the Easemoni USSD loan code and how to apply it. 

How to Use the Easemoni Loan Code to Borrow Money

To get a loan with the Easemoni loan USSD code, simply proceed with the following steps:

        Dial *347*334# on your cell phone

        Make sure that you select the "Loan" option.

        Follow the on-screen directions to select the service that best meets your needs, which may include "Get a Loan," "Repay Loan," etc.

        Provide the information that is requested, including your personal data and the details of your bank account. 

Eligibility and Requirements

EaseMoni Loan aims to make borrowing accessible to a wide range of individuals. While specific eligibility criteria may vary, generally, applicants should meet the following requirements:

        Must be at least 18 years old

        Possess a valid identification document

        Have an active mobile phone number

        You must have a valid BVN

        You must have a regular source of income

        Meet any additional criteria specified by EaseMoni Loan

EaseMoni Interest Rate

Interest rates and repayment terms play a crucial role in the borrowing experience. EaseMoni Loan offers competitive interest rates, allowing borrowers to access funds at reasonable costs.

The specific interest rate may vary based on factors such as loan amount, repayment period, and the applicant's creditworthiness. The interest reate is between 5% - 10%.

EaseMoni Repayment Terms

Repayment terms are flexible, giving borrowers the option to choose a repayment period that suits their financial situation. EaseMoni Loan provides various repayment options, including monthly installments, weekly installments, or a lump-sum payment at the end of the loan term. This flexibility ensures borrowers can comfortably repay the loan without straining their finances.

Benefits of Using the Easemoni Loan USSD Code

Individuals looking for quick and easy access to finances may appreciate the EaseMoni Loan USSD code. Borrowers can enjoy a simplified loan application procedure with various benefits by using the USSD code. Let's look at the advantages of using the EaseMoni Loan USSD code:

Convenience and accessibility

One of the key advantages of the EaseMoni Loan USSD code is its ease of use. Borrowers can start the loan application process right from their phones, avoiding the need for actual visits to a branch or lengthy paperwork. Individuals can apply for a loan at any time and from any location, making it extremely convenient for people in desperate need of finances.

Time Efficiency

The EaseMoni Loan USSD code considerably shortens the loan application process. Borrowers can finish the application process quickly with a few simple steps, saving valuable time when compared to traditional lending processes. Borrowers are guided through the relevant prompts by the USSD code, delivering a smooth and quick loan application experience.

Notifications and feedback in real time

Borrowers can receive real-time feedback and information about the progress of their loan application after completing the loan application procedure using the USSD code. This real-time communication keeps borrowers updated and informed throughout the loan application process, ensuring transparency and clarity.

Widespread Availability

A wide spectrum of mobile phone users normally have access to the EaseMoni Loan USSD code. Individuals can use the USSD code service without any additional prerequisites or restrictions as long as they have a mobile phone with network connectivity. This widespread availability guarantees that the EaseMoni Loan service is accessible to a larger audience.

Alternatives to EaseMoni loans

While EaseMoni loans offer competitive interest rates and flexible repayment options, there are other loan providers available that may better suit your needs. Some alternatives to EaseMoni loans include:





It's important to compare the interest rates and repayment options of each loan provider before making a decision.


How do I repay my EaseMoni loan?

They will automatically deduct the required amount from your bank card on the day of the repayment, and you can make payments through the app by selecting the "Repay" option.

Is EaseMoni loan safe?

Yes, they take the utmost precautions to keep your information secure. They operate as a Microfinance bank in Nigeria, where they hold a valid license from the country's Central Bank. As a result, the National Deposit Insurance Corporation (NDIC) is responsible for protecting each of your loans.

Is Easemoni a fake loan app?

Easemoni is an online platform that provides instant personal loans to qualified individuals globally. They provide credit loans and consumer financial services at market-competitive rates. They are legitimate and trustworthy.

Is Easemoni approved by CBN?

Yes, They operate as a Microfinance bank in Nigeria, where they hold a valid license from the country's Central Bank.


EaseMoni Loan offers individuals a convenient and accessible way to obtain the financial assistance they need. With its USSD code, competitive interest rates, and flexible repayment options, EaseMoni Loan aims to provide a seamless borrowing experience. Remember to carefully review the eligibility requirements and repayment terms before applying for the loan.

No comments

Powered by Blogger.