How to Close, Delete or Deactivate your Easybuy Account Easily

Easybuy is a buy now, pay later (BNPL) service that allows users to purchase goods and services on credit and pay for them in installments. The service is available in a number of countries, including Nigeria, Kenya, Ghana, and Uganda.

To use Easybuy, users must first create an account and provide some basic personal information. Once their account is approved, they can then begin shopping at participating merchants. When they checkout, they can select Easybuy as their payment method. They will then be required to make a down payment, typically 20-30% of the purchase price. The remaining balance will be divided into equal installments, which will be automatically deducted from the user's account on a weekly or monthly basis.

Easybuy is a convenient way to purchase goods and services without having to pay the full amount upfront. It can be a good option for users who need to spread out the cost of a purchase over time. However, it is important to be aware of the fees and interest rates associated with using BNPL services.

If you're seeking to close, delete, or deactivate your Easybuy account, you've come to the right place.

Before embarking on this journey, it's crucial to ensure that you've settled any outstanding debts or obligations associated with your Easybuy account. Failure to do so may result in lingering consequences, such as negative credit reporting or collection efforts.

This blog post will delve into How to Close, Delete or Deactivate your Easybuy Account Easily.

How Open an  Easybuy Account

To open an Easybuy account, you can follow these steps:

• Visit the Easybuy website or download the Easybuy app.
• Click on the "Create Account" button.
• Enter your personal information, such as your name, email address, phone number, and Civil ID number.
• Create a password for your account.
• Select your client type.
• Agree to the Easybuy terms and conditions.
• Click on the "Create Account" button.

You will then receive a verification code via SMS. Enter the verification code to complete the account creation process.

Once your account has been created, you can start using Easybuy to make purchases. You can either use the Easybuy app or the Easybuy website to browse and shop for products. When you are ready to make a purchase, simply select the Easybuy payment option at checkout.

You will be required to make a down payment on your purchase. The remaining balance will then be divided into equal installments that are paid over a period of time.

Easybuy is a convenient way to spread out the cost of your purchases. However, it is important to be aware of the fees and interest rates associated with Easybuy before using it.

How to Close, Delete or Deactivate your Easybuy Account Easily

Here are the steps on How to Close, Delete or Deactivate your Easybuy Account Easily:

Method 1: Contacting Easybuy Customer Support

• Via phone: Dial the Easybuy customer support hotline and speak to a representative. They will be able to assist you with closing or deactivating your account.
• Via email: Send an email to Easybuy customer support requesting the closure or deactivation of your account. Be sure to include your full name, contact information, and Easybuy account number.
• Via the Easybuy app: Open the Easybuy app and navigate to the "Help & Support" section. Submit a ticket requesting the closure or deactivation of your account.

Method 2: Submitting a Closure Request Form

Easybuy provides a dedicated closure request form that can be found on their website. Simply complete the form with the required information and submit it for processing.

Method 3: Visiting an Easybuy Branch

If you prefer a more personal touch, you can visit an Easybuy branch and speak to a representative in person. They will be able to assist you with closing or deactivating your account.

Note: It's important to note that once your Easybuy account has been closed or deactivated, it cannot be reopened. Any remaining account information will also be permanently deleted. So, before you proceed with closing or deactivating your account, be sure that you've settled any outstanding debts or obligations associated with it.

FAQS

How do I know if my phone is on easy buy?

There are a few ways to tell if your phone is on EasyBuy:

Check the phone's settings. If the phone is locked to EasyBuy, you will see a message stating that the phone is financed by EasyBuy.

Try to reset the phone to factory settings. If the phone is locked to EasyBuy, you will not be able to reset the phone without contacting EasyBuy.

Contact EasyBuy customer support. They can provide you with information about the phone's financing status.

What is the age limit for EasyBuy?

The age limit for EasyBuy is 18 years old.

Who owns EasyBuy in Nigeria?

Transsnet Financial Nigeria, a subsidiary of Transsion Holdings, owns the EasyBuy service. Transsnet is a diversified financial services company with interests in a variety of sectors, including but not limited to EasyBuy and PalmPay.

What are the late payment fees for Easybuy?

If you fail to make a payment on your Easybuy account on time, you will be charged a late payment fee. The late payment fee is a percentage of the outstanding balance.

What is the interest rate for Easybuy?

The interest rate for Easybuy varies depending on the loan amount and the repayment period. The interest rate is applied to the outstanding balance.

What happens if I miss a payment on my Easybuy account?

If you miss a payment on your Easybuy account, you will be charged a late payment fee. Additionally, your credit score may be affected. If you are unable to make a payment, you should contact Easybuy customer support to discuss your options.

How do I close my Easybuy account?

To close your Easybuy account, you can contact Easybuy customer support. You will be required to provide your account information and the reason for closing your account. Once your account has been closed, it cannot be reopened.

What happens to my personal information when I close my Easybuy account?

When you close your Easybuy account, your personal information will be deleted from the Easybuy system. However, Easybuy may retain certain information for legal or regulatory purposes.

Conclusion

Closing, deleting, or deactivating your Easybuy account is a relatively straightforward process. By following the steps outlined above, you can quickly and easily sever ties with the platform.