How to Close, Delete or Deactivate your Swiftkash Account Easily

Swiftkash is a mobile loan app that offers quick and easy access to personal loans in Nigeria. The app uses machine learning to assess borrowers' creditworthiness and disburse loans within minutes.

Swiftkash loans are available to individuals between the ages of 20 and 55 who are Nigerian citizens. The loan amount ranges from NGN 5,000 to NGN 600,000, with a repayment period of 91 to 180 days. The interest rate is a maximum of 36% per year.

To apply for a Swiftkash loan, you will need to download the app from the Google Play Store and create an account. You will then be required to provide some basic personal information, such as your name, address, and phone number. You will also need to grant the app access to your SMS history.

Swiftkash will use your SMS history to assess your creditworthiness. Once your application has been approved, your loan will be disbursed into your bank account within minutes.

Swiftkash loans are a convenient way to access quick cash. 

In a world where digital footprints are etched in cyberspace, it's important to have control over our online presence. If you're no longer using Swiftkash, you may be wondering how to close, delete, or deactivate your account.

This blog post will delve into How to Close, Delete or Deactivate your Swiftkash Account Easily.

Why Close Your Swiftkash Account?

There are various reasons why you might want to close your Swiftkash account. Here are some of the most common reasons:

• You have found a more suitable loan provider: If you have found a loan provider that offers better terms and conditions, you may want to close your Swiftkash account and switch to the new provider.
• You are no longer using Swiftkash: If you have repaid your loan in full and no longer need to use Swiftkash, you may want to close your account to avoid the risk of unauthorized access.
• You are concerned about your privacy: Swiftkash collects personal information from its users. If you are concerned about your privacy, you may want to close your account to prevent Swiftkash from collecting and storing your data.
• You are decluttering your digital life: If you are trying to reduce your online presence, you may want to close any unused accounts, including your Swiftkash account.

How to Close, Delete or Deactivate your Swiftkash Account Easily

Here are the steps on How to Close, Delete or Deactivate your Swiftkash Account Easily:

Initiate the account closure process

The first step in closing, deleting, or deactivating your Swiftkash account is to contact Swiftkash customer support. You can find their contact information on the app's website or within the app itself. Reach out to them via phone, email, or any other available communication channels and inform them of your intention to close your account. They will guide you through the necessary steps.

Verify your identity

Swiftkash may require you to verify your identity before proceeding with the account closure process. They may ask for specific documents or information to confirm your identity and ensure that the account closure request is legitimate. Cooperate with their verification process and provide the requested information promptly.

Settle outstanding loans

Before closing your Swiftkash account, it is crucial to settle any outstanding loans you have with the app. This means repaying the full amount borrowed, including any accrued interest, fees, or penalties. Swiftkash may require you to clear all outstanding balances before closing the account.

Follow closure instructions

Once you have completed the necessary steps and met any requirements, Swiftkash's customer support team will provide you with specific instructions on how to close your account. Follow their guidance carefully to ensure a successful closure.

Confirm account closure

After you have followed all the instructions and completed the account closure process, it is a good practice to double-check and confirm that your account has been closed. Contact Swiftkash's customer support again if needed to verify that your account has been deactivated and all your personal and financial information has been removed. You can also try logging in to your account with your details. If you are unable to log in, then the account has been closed successfully.

FAQS

How do I stop online loan harassment?

The best way to stop online loan harassment is to repay your loan in full. Once your loan is repaid, the lender will no longer have a reason to contact you.

If you are being harassed by a lender, you can block their contact information on your phone. This will prevent them from being able to call or text you.

Can loan app block my bank account?

In Nigeria, loan apps are not allowed to block your bank account without a court order. However, some loan apps may try to intimidate you into making payments by threatening to block your bank account.

How do I get rid of fake loan apps?

Do not download loan apps from unknown sources. Only download loan apps from trusted sources, such as the Google Play Store or the Apple App Store. Read reviews of loan apps before you download them. Reviews can help you identify fake loan apps. Be aware of the red flags of fake loan apps

Can loan app access my contacts if uninstalled?

If you have uninstalled a loan app, it will not be able to access your contacts. However, if you have given the loan app permission to access your contacts before you uninstalled it, the loan app may still have access to your contacts. 

Can I delete my data from loan app?

Yes, you can delete your data from a loan app. The specific steps involved will vary depending on the loan app.

How long does it take to close a Swiftkash account?

It typically takes 1-3 business days for a Swiftkash account to be closed. However, the exact time frame may vary depending on the specific circumstances.

Will I be able to reopen my Swiftkash account once it is closed?

Yes, you can reopen your Swiftkash account at any time by contacting customer support. However, you may be required to go through the account opening process again.

What happens to my personal information when I close my Swiftkash account?

Your personal information will be deleted from Swiftkash's servers once your account is closed. However, Swiftkash may be required to retain certain information for legal or regulatory reasons.

Conclusion

Closing, deleting, or deactivating your Swiftkash account is a simple process. By following the steps outlined above, you can easily terminate your account and regain control over your online presence.

If you have any questions or concerns about closing, deleting, or deactivating your Swiftkash account, you can contact Swiftkash customer support for assistance, or feel free drop your questions below.