How to Close, Delete or Deactivate your SureCredit Account Easily

 

SureCredit loan is a Short-term loan app that provides employees of selected companies with access to instant loans. 

Short-term loan apps have become increasingly popular in recent years due to their ease of access, fast approval processes, and minimal documentation requirements. These apps are designed to provide quick financial assistance to individuals facing urgent or unexpected expenses.

The application process for short-term loan apps is typically very quick and easy. Users are simply required to fill in basic personal and financial details, and the app will assess their eligibility for a loan based on the provided information.

One of the key advantages of short-term loan apps is that they do not require collateral. This means that borrowers do not need to provide any property or assets to secure the loan. This makes them a more accessible option for borrowers who may not have any assets to offer as collateral.

SureCredit loans are typically small in size, with loan amounts ranging from N10,000 to ₦N00,000. The repayment period for SureCredit loans is typically between 91 days and 365 days.

Reasons for closing a SureCredit account

People close their loan accounts for a variety of reasons. Some of the most common reasons include:

• Changing financial needs: Users' financial needs can change over time. If users no longer need short-term loans, they may decide to close their accounts.
• Improved financial stability: If users have improved their financial situation and no longer need short-term loans, they may choose to close their accounts. This can help them reduce their overall debt burden and reliance on credit.
• High-interest rates and fees: Short-term loan apps often charge higher interest rates and fees than traditional loans. If users find that the costs associated with their loan accounts are too high, they may choose to close their accounts.
• You are relocating to a country where SureCredit is not available: If you are moving to a country where SureCredit is not available, you will need to close your account.
• Unsatisfactory customer service: Poor customer service experiences can lead users to lose trust in a loan app. If users are unhappy with the level of service they receive, they may choose to close their accounts and seek alternative loan providers.

How to Close, Delete or Deactivate your SureCredit Account Easily

Here are the steps on How to Close, Delete or Deactivate your SureCredit Account Easily:

Contact SureCredit customer support

The most common and recommended method to close an account is to contact the app's customer support. This is because most websites and apps do not provide a way for users to close their accounts without the assistance of customer support.

In the case of SureCredit, you will need to contact their customer support team to request the closure of your loan account. You can usually find their contact details on the SureCredit website or in the app itself. You can reach out to them through email, phone, or a support ticket system.

Clearly state your intention to close your SureCredit account.

When you contact customer support, be sure to clearly state your intention to close your account. Provide any necessary information they might need to identify your account, such as your registered email address or phone number.

Verify your identity.

For security reasons, SureCredit customer support may ask you to verify your identity before proceeding with the account closure. This could involve providing personal information or answering security questions.

Confirm closure.

Once your request has been processed, SureCredit customer support will confirm that your account has been closed. They may also provide additional information regarding any pending loan payments, outstanding dues, or any other relevant details.

Delete app data (optional).

If the SureCredit app stores any personal data on your device, you can also delete the app and clear its data from your device settings.

FAQS

Can loan app access my contacts if uninstalled?

Yes, a loan app can still access your contacts even if you have uninstalled it. This is because when you install a loan app, you are typically asked to grant it permission to access your contacts. 

Once you grant this permission, the app is able to store your contacts on its servers. Even if you uninstall the app, the app will still have access to your contacts unless you revoke the permission.

How do I stop a loan company from accessing my bank account?

If you are concerned about stopping a loan company from accessing your bank account, you can contact the loan company and request that they remove your bank account information from their records. 

You can also contact your bank and request that they block the loan company from accessing your account.

How do I delete contacts from loan app?

If you still notice that the loan app is accessing your contacts, you may need to revoke all permissions granted to the app. To do this, follow these steps:

• Go to your device's Settings.
• Tap on Apps & notifications.
• Select the loan app in question.
• Tap on Permissions.
• Tap on Revoke access to remove all permissions granted to the app.

By revoking all permissions, you can prevent the loan app from accessing your contacts, even if it is uninstalled.

Where do I report online loan harassment in Nigeria?

Loan apps in Nigeria are subject to the oversight and regulation of several authorities, including, The Central Bank of Nigeria (CBN), The Federal Competition and Consumer Protection Commission (FCCPC), The National Information Technology Development Agency (NITDA).

How can I stop loan app harassment in Nigeria?

It is important to stay calm and avoid becoming agitated when dealing with loan sharks. Getting angry or emotional will only make the situation worse. Report the loan sharks to the authorities, Meet with loan sharks in public spaces, Avoid obtaining loans from loan sharks in the first place. 

Can loan apps blacklist my BVN?

No, loan apps cannot blacklist your BVN. The BVN is a unique identifier that is assigned to all bank customers in Nigeria. It is used to prevent fraud and money laundering. Only the Central Bank of Nigeria (CBN) has the authority to blacklist a BVN.

Conclusion

SureCredit is a popular loan app in Nigeria that provides users with quick and easy access to credit. However, there may be times when you need to close your SureCredit account.

In this article, we have provided you with a comprehensive guide on how to close, delete, or deactivate your SureCredit account. We have also discussed the reasons why you might want to close your account.

If you have any questions or concerns about closing your SureCredit account, drop your comment.