How to Make Payment on Aliexpress from Nigeria in 2023

AliExpress, a global e-commerce giant, has emerged as a popular destination for shoppers worldwide, including those in Nigeria. However, making payments on AliExpress from Nigeria can sometimes pose a challenge due to currency restrictions and limited payment methods. 

This comprehensive guide will walk you through the various payment options available to Nigerian shoppers on AliExpress, ensuring a smooth and hassle-free shopping experience.

What is Aliexpress and How Does it Work

AliExpress is a Chinese e-commerce marketplace that connects buyers with sellers from around the world. It is owned by Alibaba Group, one of the largest e-commerce companies in the world. 

AliExpress is similar to Amazon and eBay, but it is focused on connecting international buyers with Chinese suppliers. This means that you can find a wide variety of products at very low prices on AliExpress, but it also means that shipping times can be longer than you might be used to.

AliExpress is a very simple website to use. You can browse products by category, search for specific items, and compare prices from different sellers. Once you find something you want to buy, you can add it to your cart and proceed to checkout. You can pay for your order using a variety of methods, including credit cards, debit cards, and e-wallets.

Shipping times from AliExpress can vary depending on the seller and the shipping method you choose. Standard shipping can take anywhere from 10 to 60 days, but you can also choose express shipping for faster delivery. Express shipping is typically more expensive, but it can be a good option if you need your order quickly.

AliExpress has a buyer protection program in place to protect shoppers from fraud and scams. If you are not satisfied with your order, you can file a dispute with the seller. If the dispute is resolved in your favor, you will be issued a full refund.

How to Make Payment on Aliexpress from Nigeria in 2023

Here are the steps involved in making payment on Aliexpress:

Step 1: Sign In or Create an Account

If you already have an AliExpress account, simply sign in using your email address and password. If you're new to AliExpress, you'll need to create an account by providing your email address, phone number, and creating a secure password.

Step 2: Choose Your Items

The second step is to browse through the vast selection of products on AliExpress and add the items you wish to purchase to your cart. Once you've selected all your desired items, proceed to the checkout page.

Step 3: Proceed to Checkout

Once you've logged in or created an account, and chosen your desired items, click on the "Proceed to Checkout" button. This will take you to the payment page where you'll be presented with various payment options.

Step 4: Choose Your Payment Method

AliExpress offers a variety of payment methods to accommodate shoppers from different regions, including Nigeria. Here are some of the most common options:

  • Debit Card: If you have a Nigerian debit card, you can use it directly to make payments on AliExpress. Simply enter your card number, expiration date, CVV code, and your name as it appears on the card.

  • Virtual Card: Virtual cards offer a prepaid and secure option for making online payments. If you have a virtual card, enter the card details as required during checkout.

  • Credit Card: You can also use a Nigerian credit card to make payments on AliExpress. The process is similar to using a debit card, and you'll need to enter your card details carefully.

Step 5: Provide Your Billing Address

Regardless of your chosen payment method, you'll need to provide your billing address, which should match the information associated with the card or account you're using.

Step 6: Confirm Payment

Once you've reviewed your order and payment details, carefully check to ensure everything is accurate. If everything looks good, click the "Confirm Payment" or similar button to proceed.

Step 7: Verification (Optional)

Depending on your bank or card issuer, you might receive a verification code via SMS or email. Enter the code as prompted to complete the payment process.

Step 8: Complete Payment

After verification, your payment will be processed, and you'll receive a confirmation of your order along with estimated shipping times. Congratulations! You've successfully made a payment on AliExpress from Nigeria.

Payment Options Available For Nigerian Users

AliExpress offers a variety of payment methods, but some may not be available to Nigerians due to CBN's policies. Here are the acceptable payment methods for Nigerians on AliExpress:

Visa and Mastercard Debit Cards: You can use your Naira Visa or Mastercard to pay on AliExpress, but the maximum monthly spending limit is $20.

Dollar Card: The easiest way for Nigerians to pay on AliExpress is to use a dollar card. You can apply for a dollar card if you have a domiciliary account with your bank.

Bank Transfer: You can also pay for your AliExpress purchases using bank transfer. To do this, you will need to generate an invoice and follow the instructions on how to pay.

Payoneer: Payoneer is a popular payment solution that allows you to receive and withdraw payments from global marketplaces like AliExpress.

Virtual Dollar Card: A virtual dollar card is a prepaid card that can be used to make online payments. You can create a virtual dollar card from platforms like Chipper Cash.


Which virtual card is best for AliExpress in Nigeria?

The best virtual dollar card for AliExpress in Nigeria depends on your individual needs and preferences. Consider factors such as ease of use, fees, and customer support when making your choice. You can check out, Chipper Cash, Bitnob, Payoneer, CurrencyFair, etc.

Why is AliExpress rejecting my card?

There are a few reasons why AliExpress might be rejecting your card. These include:

Incorrect card details: Make sure that you have entered your card details correctly, including the card number, expiration date, and CVV code.

Insufficient funds: Make sure that there are enough funds in your account to cover the purchase amount.

Card issuer restrictions: Some card issuers may block international transactions by default. You may need to contact your bank to enable international transactions on your card.

Currency restrictions: There are currency restrictions in place for Nigerian shoppers on AliExpress. You may not be able to use your Naira card to make a purchase if it exceeds the $20 monthly spending limit.

If your card is still being rejected, you can try contacting AliExpress customer service for further assistance.

Why won't AliExpress let me pay for anything?

There are a few reasons why AliExpress might not let you pay for anything. These include Incomplete account information, Outstanding payments, Account suspension, etc.


Making payments on AliExpress from Nigeria doesn't have to be a complicated process. With a variety of payment options available and the guidance provided in this comprehensive guide, you can go through AliExpress with confidence and make secure purchases from the comfort of your home. 

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