How to Upgrade GTbank Account Easily (Online & Offline)

GTbank, also known as Guaranty Trust Bank Limited, is a leading multinational financial institution headquartered in Nigeria. It operates across Africa and the United Kingdom, serving individuals, businesses, and institutional clients with a comprehensive range of banking products and services. GTbank is known for its innovative and customer-centric approach, offering seamless digital banking experiences, personalized financial solutions, and a commitment to providing exceptional customer service.

Among these, the GTbank Plus account stands out as a comprehensive solution for those seeking enhanced banking benefits and experiences.

If you're currently a GTbank customer holding a Savings Easy or GT Instant account, you may be wondering how to upgrade to the GTbank Plus account and unlock its exclusive advantages. 

This blog post will delve into How to upgrade GTbank account easily (Online & Offline).

Why Upgrade Your GTbank Account?

Upgrading your GTbank account offers a multitude of benefits that can enhance your banking experience and cater to your evolving financial needs. Here are some compelling reasons to consider an upgrade:

Increased Transaction Limits: It increases your daily, weekly, and monthly transaction limits to facilitate larger transactions without hassle.

Access to Exclusive Products and Services: It unlocks a world of exclusive banking products and services tailored to your specific needs, such as personalized investment options, priority banking privileges, and tailored insurance solutions.

Enhanced Security Features: Safeguard your finances with advanced security features, including two-factor authentication, transaction alerts, and comprehensive fraud protection measures.

Improved Customer Support: Enjoy personalized and responsive customer support tailored to your upgraded account status, ensuring prompt assistance whenever you need it.

Requirements for Account Upgrade

You must gather specific documents and information to speed up the upgrade of your GTBank account. Here is a comprehensive list of what you will require:

BVN (Bank Verification Number): Your BVN is a one-of-a-kind identifier associated with your bank account. Make sure you have your BVN handy because it is a requirement for the upgrade process.

Valid identification documents: Select one of the following valid identification documents:

• National Identity Card
• International Passport
• Driver’s License
• Voter’s Card

Passport and Utility Bill: 

• Prepare two recent passport-sized photographs.
• Include a utility bill as part of the upgrade requirements.
• With all these necessary documents in order, you are now prepared to explore the two methods available for upgrading your GTBank account.

How to Upgrade GTbank Account Easily (Online & Offline)

GTBank accounts are generally categorized into three tiers: Tier 1, Tier 2, and Tier 3. These classifications are determined by the restrictions imposed on deposits and the overall value of the account. For instance, a Tier 1 account, exemplified by an instant account with the lowest transaction limit, faces constraints when depositing a sum like N250,000. Due to the N50,000 limit per transaction, the deposit must be divided into five transactions, and the total account balance must not exceed N300,000. This limitation can pose challenges, as transactions surpassing this amount may be restricted. Violating this limit may result in the account being temporarily blocked until the issue is resolved or the account is upgraded.

Here are the different ways you can Upgrade GTbank Account Easily (Online & Offline)

Upgrading Your GTbank Account Online

If you prefer the convenience of upgrading your account online, follow these detailed steps:

• Register for GTBank Internet Banking: Ensure you are registered for GTBank Internet Banking, providing access to online account management.
• Go to the Upgrade Portal: Visit the GTBank website or use the link provided: GTBank Upgrade Portal. Go to the "Self-Service Options" section.
• Select Account Upgrade: Within the self-service options, choose "Account Upgrade.". Enter Your Account Details:
• Input your 12-digit GTBank NUBAN account number and BVN. Click "Submit" to proceed.
• Choose Your Account Tier: Opt for "Tier 3" for unlimited transactions and removal of all restrictions. For tier 2 upgrades, having an ID card is ok.
• OTP Code Verification: Receive an OTP (One-Time Password) on your registered phone number. Enter the code to validate the upgrade process.
• Submit Required Documents: For tier 3 upgrades, submit additional documents such as your ID card, two passport-sized photos, and a utility bill.
• Final Submission: After submitting all necessary documents, click "Submit" to conclude the upgrade process.
• Confirmation: To confirm the successful upgrade, you can contact GTBank customer care.

Upgrading Your GTbank Account Offline

If you prefer a more personalized approach, upgrading your GTbank account offline is also a straightforward option. Here's how to do it:

• Visit a GTbank Branch: Visit any GTbank branch near you during regular business hours.
• Inform the Customer Service Representative: Approach a customer service representative and express your intention to upgrade your GTbank account.
• Provide Necessary Documents: Present your valid government-issued ID, proof of address, and any additional documentation required for the upgrade.
• Complete the Upgrade Process: Follow the instructions provided by the customer service representative to finalize the upgrade process.

FAQS

What are the benefits of upgrading my GTbank account?

Upgrading your GTbank account offers several benefits, including increased transaction limits, access to exclusive products and services, enhanced security features, and improved customer support.

Which tier of account should I upgrade to?

The best tier for you will depend on your individual needs and financial situation. If you make frequent transactions or require access to exclusive products and services, then Tier 3 is a good option. If you have a moderate monthly income, then Tier 2 may be sufficient.

How long does it take to upgrade my account?

The online upgrade process should take only a few minutes. The offline upgrade process may take longer, depending on the branch and the availability of staff.

Are there any fees associated with upgrading my account?

There are no fees associated with upgrading your GTbank account.

What do I need to do to register for GTbank Internet Banking?

To register for GTbank Internet Banking, you will need your GTbank account number, BVN, and a valid email address. You can register online or at a GTbank branch.

What are the business hours for GTbank branches?

GTbank branches are typically open from 8:00 AM to 4:00 PM, Monday through Friday.

Can I upgrade my account at any GTbank branch?

Yes, you can upgrade your account at any GTbank branch.

How do I upgrade my GTBank account?

You can upgrade your GTBank account either online or offline.

What is a Level 3 account in GTBank?

A Level 3 account, also known as Tier 3, is the highest tier of GTBank account. It offers the following benefits:

• Unlimited transaction limits
• Access to exclusive products and services
• Enhanced security features
• Improved customer support

Conclusion

Upgrading your GTbank account is a simple yet rewarding step that can significantly enhance your banking experience and empower you to manage your finances effectively. Whether you choose to upgrade online or offline, the process is designed to be convenient and user-friendly.