Sharp Credit Loan App Download, Code, Customer Care

SharpCredit, your go-to solution for financial ease! They've crafted a consumer lending and asset finance service with salary earners in mind, offering a secure and reliable platform to address urgent financial needs. Their approach is all about being quick, simple, convenient, and easy.

With SharpCredit, you can get instant cash loans for emergency and personal needs. Their  loans are available to federal and state civil servants under the remita payroll. You can apply for a loan online and get approved within 24 hours. 

Whether you're in need of a loan or looking to invest, SharpCredit has you covered. For those seeking financial assistance, their process is designed to be straightforward, ensuring a seamless experience during those times when you need it most.

If you're considering investments, their opportunities offer a chance to earn impressive returns of up to 30% per annum. With an entry point as low as N25,000, you can kickstart your investment journey today. 

This post will cover Sharp Credit Loan App Download, Code, Customer Care and everything you need to know.

Sharp Credit Loan Options, How To apply for a Loan and Benefits

SharpCredit offers a variety of loan options to meet the diverse needs of its customers. Here's a brief overview of our loan schemes:

Payday/Emergency Loans:

Their Payday/Emergency Loans are designed to provide quick and convenient access to funds for salary account holders facing unexpected financial emergencies. These loans offer flexible repayment terms, making them an ideal solution for short-term financial needs.

Asset Finance Loans:

Their Asset Finance Loans are tailored to assist individuals in acquiring household appliances and equipment. By spreading the cost of these essential items over a manageable period, their Asset Finance Loans enable customers to enhance their living standards without straining their finances.

SME Loans:

SharpCredit is committed to supporting the growth and development of small and medium-sized enterprises (SMEs). Their SME Loans provide businesses with the necessary financial resources to expand their operations, invest in new technologies, and take their venture to the next level.

Key Benefits of SharpCredit Loans:

  • No collateral required
  • Flexible payment options
  • Easy and convenient application process
  • Easy access to funds
  • Quick turnaround time
  • Competitive pricing

To apply for a loan, you will need to:

  • Be a federal or state civil servant under the remita payroll.
  • Have a valid government-issued ID.
  • Provide your bank account information.
  • Have a steady income.

In addition to the benefits listed above, Sharp Credit Loan App also offers the following:

  • 24/7 customer support
  • No hidden fees
  • Secure online application process

Sharp Credit Loan App Download

Here are the steps on how to download Sharp Credit Loan App:

  • Go to the Google Play Store or Apple App Store.
  • Search for "Sharp Credit Loan App".
  • Click on the "Install" button.
  • Open the app and create an account.
  • Provide your basic personal information, including your name, contact details, and employment status.
  • Enter your bank account information to facilitate loan disbursements and repayments.

Once you have downloaded and installed Sharp Credit Loan App, you can apply for a loan by following these steps:

  • Open the app and log in to your account.
  • Click on the "Apply for Loan" button and select the desired loan amount and repayment period.
  • Review the loan terms and conditions carefully before proceeding.
  • Submit the application and wait for the approval process to be completed.

Sharp Credit Loan App Code

SharpCredit understands that financial needs can arise at any time, and we're committed to providing you with convenient and accessible ways to apply for a loan. Whether you prefer using your mobile phone or a computer, SharpCredit has you covered.

For a quick and easy application on your mobile phone, simply dial  *347*780*50#. Follow the prompts to provide your basic information and complete the application process.

Sharp Credit Loan App Customer Care

Sharp Credit Loan App is committed to providing exceptional customer service, ensuring you have a seamless and hassle-free experience. Thier dedicated team of customer care representatives is available 24/7 to address your queries, concerns, and provide guidance throughout your financial journey. Reach them via E-Mail on  [email protected] and Phone Number on 0903-7978-735


How do I repay my SharpCredit loan?

Repayment is automatically deducted from your salary. This means that you don't have to worry about making manual payments, and your loan will be paid off on time.

Is it possible to change loan amount after I apply?

Unfortunately, it is not possible to change the loan amount after you have applied. This is because SharpCredit needs to assess your creditworthiness and affordability before approving a loan. Once your application has been approved, the loan amount cannot be changed.

Can I apply more than once via USSD or website?

Yes, you can apply for a SharpCredit loan more than once, either via USSD or the website. However, you will need to wait for your previous loan to be fully repaid before you can apply for another one.

Do I need collateral?

No, you do not need to provide any collateral to apply for a SharpCredit loan. This is because SharpCredit is a salary-based lending platform, and your salary serves as your collateral.

What happens if I default?

If you default on your SharpCredit loan, you may be charged additional fees and interest. Additionally, your credit score may be negatively affected. It is important to make your loan payments on time to avoid these consequences.

Why was I unable to complete my loan request?

There could be a few reasons why you were unable to complete your SharpCredit loan request. Some possible reasons include:

  • You may not have met the eligibility criteria for the loan.
  • You may have provided incorrect or incomplete information.
  • Your application may have been flagged for fraud prevention.

How much cash can I borrow?

SharpCredit loan amounts range from ₦10,000 to ₦300,000.


In conclusion, SharpCredit Loan App is a convenient and accessible way to get a quick and easy loan when you need it. The app is user-friendly and the application process is simple. With SharpCredit Loan App, you can get the financial support you need to meet your urgent financial needs.

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