Swift Naira Loan App Download, How to Apply, Requirements

Swift Naira is a recent addition to the array of loan companies in Nigeria. Functioning as a financial technology company, it specializes in providing speedy loans to individuals without the need for collateral or property documents. 

Since its inception, Swift Naira has demonstrated its reliability in assisting people with their emergencies and pressing needs.

Operating through its Google-certified loan app, Swift Naira offers a straightforward process. Once you meet the eligibility criteria, you are eligible to request a loan. Simply download the app, set up an account, and proceed to apply for your Swift Naira loan.

Features and Benefits of Swift Naira Loan

Swift Naira has carved a niche in the Nigerian loan market by offering a compelling range of benefits and features to its borrowers:

  • Quick and Easy Application Process: The application process is straightforward and can be completed within minutes using the Swift Naira Loan App.
  • Fast Loan Approval: Swift Naira prides itself on its efficient evaluation process, often providing loan approval decisions within the same day.
  • Flexible Loan Terms: Loan amounts range from N2,000 to N600,000, with repayment periods spanning from 91 to 365 days.
  • Competitive Interest Rates: Swift Naira maintains transparent and competitive interest rates, ensuring borrowers get the best value for their money.
  • Secure Platform: Robust security measures safeguard user data, ensuring the protection of personal and financial information.
  • Convenience: The Swift Naira Loan App can be accessed from anywhere, allowing borrowers to apply for loans at their convenience.
  • Flexibility: Flexible loan terms and repayment options cater to individual financial needs and circumstances.

Swift Naira Loan App Download and Interest Rate

To download the Swift Naira Loan App, follow these steps:

  • Go to the Google Play Store.
  • Search for "Swift Naira Loan App".
  • Click on the "Install" button.
  • Open the app and create an account.
  • Complete the loan application form.
  • Submit the application and wait for approval.
  • Once approved, your loan will be disbursed directly into your bank account.

Swift Naira offers loans ranging from 2,500 to 600,000 Nigerian naira. The maximum Annual Percentage Rate (APR) for swift naira loans is 22%.

The processing fee: customers are required to pay a processing fee ranging from 0.10% to 0.250% of the loan amount.

Eligibility Requirements

To ensure financial inclusivity and cater to a wide range of borrowers, the Swift Naira Loan App has established clear eligibility criteria that are both straightforward and achievable. To qualify for a loan, you must be:

  • A Nigerian resident
  • Between the ages of 18 and 60
  • Have a valid bank account
  • Possess a government-issued ID, such as a voter's card, driver's license, or international passport
  • Have a stable source of income

How to Apply

Applying for a loan through the Swift Naira Loan App is a seamless and hassle-free experience. Here's a step-by-step guide to getting your loan application processed:

Download and Install the App: Download the Swift Naira Loan App from the Google Play Store and install it on your Android device.

Create an Account: Open the app and tap on the "Sign Up" button to create an account. Provide your basic information, including your name, phone number, and email address.

Complete the Loan Application Form: Once you've created an account, you can proceed to fill out the loan application form. Provide accurate and up-to-date information, including your personal details, employment details, and financial information.

Upload Required Documents: Upload copies of your government-issued ID and bank statement to support your application.

Submit Your Application: Review your application carefully to ensure all information is correct, and then submit it for evaluation.

Receive Loan Approval: The Swift Naira team will review your application and provide a decision within a short timeframe. Upon approval, the loan amount will be disbursed directly into your bank account.

Swift Naira Loan Customer Care

For any questions, concerns, or inquiries, feel free to get in touch with Swift Naira's customer care team using the following contact details:

Call: 08184250495

Email: [email protected] 

Address: 125, Olusegun Osoba Way, Oke Ilewo, Abeokuta, Ogun State.


How much can I borrow from Swift Naira?

You can borrow a minimum of ₦2,000 and a maximum of ₦600,000 from Swift Naira, provided you meet the eligibility criteria.

What is the Swift Naira interest rate?

The processing fee ranges from 0.1% to 0.35% of the loan amount. The maximum Annual Percentage Rate (APR) is 24%, which is relatively low compared to other lenders.

What is the Swift Naira repayment plan?

The repayment period for Swift Naira loans is flexible, typically ranging from 91 days to 365 days.

How long does it take to get approved for a Swift Naira loan?

The Swift Naira loan approval process is generally quick and efficient. In most cases, you will receive a decision within minutes of applying.

What are the eligibility requirements for a Swift Naira loan?

To be eligible for a Swift Naira loan, you must:

  • Be a Nigerian resident
  • Be between the ages of 18 and 60
  • Have a valid bank account
  • Possess a government-issued ID, such as a voter's card, driver's license, or international passport
  • Have a stable source of income

How do I repay my Swift Naira loan?

You can repay your Swift Naira loan through the Swift Naira Loan App or directly through your bank account.

What are the benefits of using the Swift Naira Loan App?

There are many benefits to using the Swift Naira Loan App, including:

  • Quick and easy application process
  • Flexible loan terms
  • Competitive interest rates
  • Secure platform

Is Swift Naira Loan legit?

Yes, Swift Naira Loan is a legitimate company. However, it is important to note that any type of loan can be risky if not used responsibly. It is important to only borrow what you can afford to repay and to make sure you understand all the terms and conditions of the loan before you sign up by doing your research.


Swift Naira loan app is a mobile application that provides Nigerians with a convenient and accessible platform to access instant personal loans, this blog post has covered all you need to know about the app, but also try and do your due diligence.

I hope this blog post has been informative and helpful. If you have any questions, please don't hesitate to leave a comment below.

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