How to upgrade Union Bank account easily (Online & Offline)

Union Bank of Nigeria Plc is a leading commercial bank in Nigeria with a rich history spanning over 125 years. The bank offers a wide range of banking products and services to individuals, businesses, and corporate organizations. Union Bank is known for its commitment to innovation and customer service, and it is consistently ranked among the top banks in Nigeria.

If you're a Union Bank customer, you're in luck! Upgrading your account is now easier than ever, both online and offline. By taking this simple step, you can unlock a range of benefits that will help you manage your money more effectively, save time, and achieve your financial goals faster.

Why Upgrade Your Union Bank Account?

Upgrading your Union Bank account opens a door to a world of financial possibilities. Here are just a few reasons why it's worth the switch:

• Enhanced Features: Access a wider range of features and functionalities, such as online bill payments, investment options, and international transactions.
• Increased Transaction Limits: Enjoy higher transaction limits for withdrawals, transfers, and other banking activities.
• Exclusive Rewards: Benefit from exclusive rewards programs, cashback offers, and discounts on various services.
• Improved Security: Upgrade to advanced security features like two-factor authentication and biometric logins for added peace of mind.
• Dedicated Support: Get access to dedicated support channels and priority assistance from bank representatives.

How to upgrade Union Bank account easily (Online & Offline)

The best part about upgrading your Union Bank account is that you can do it in two ways, depending on your preferences:

How to upgrade Union Bank account easily Online 

Upgrading your Union Bank account online is a quick and convenient process. Here's how to do it:

• Log in to your Union Bank Online account.
• Navigate to the "Account Management" section. You'll typically find this option in the main menu or drop-down bar.
• Select the "Upgrade Account" option. This might be directly listed or under a submenu like "Profile" or "Settings."
• Choose the account upgrade option that best suits your needs. Union Bank offers various upgrade options with different features and benefits. Read the descriptions carefully to understand what each option entails.
• Review the terms and conditions carefully. Make sure you understand the implications of upgrading your account before proceeding.
• Complete the online application form. Provide all necessary information, including any income documents required for certain upgrade options.
• Submit your application. Union Bank will process your request and notify you of the outcome within a few business days.

How to upgrade Union Bank account easily Offline

• Visit your nearest Union Bank branch.
• Meet with a customer service representative.
• Express your desire to upgrade your account.
• Provide the required documents and information to the representative.
• Sign the necessary paperwork and complete the upgrade process.

Required Documents for Upgrade:

• Valid ID proof (e.g., passport, driver's license, voter ID)
• Proof of address (e.g., utility bill, bank statement)
• Income proof (for some account types)

FAQS

What happens to my existing account information during the upgrade?

Your account number will remain the same. However, you may receive a new ATM card and PIN with the upgrade.

How do I update my Union Bank account with USSD code? 

Dial the Union Bank USSD code (e.g., *826#) from your registered mobile number.

Follow the prompts on your screen to access diverse banking services, including checking your balance, transferring funds, or recharging your phone.

For particular account updates, such as changing your PIN or contact details, follow the prompts specified by the USSD system.

How do I increase my union bank limit?

There are two primary ways to upgrade your Union Bank account:

Online: This is the quickest and most convenient method. Simply log in to your Union Bank Online account, navigate to the "Account Management" section, and select the "Upgrade Account" option. Choose the desired upgrade option, review the terms and conditions, complete the application form, and submit it.

Offline: Visit your nearest Union Bank branch and inform the bank representative about your intention to upgrade your account. They will guide you through the process, answer any questions, and assist you with completing the necessary paperwork.

What is the limit of Union Bank saving account?

The standard transaction limit for Union Bank Classic Savings accounts is NGN 200,000 per day and NGN 500,000 per month. However, this limit can be increased upon request and successful verification.

How to activate union bank account online?

To activate your Union Bank account online:

• Download the Union Mobile app.
• Enter your account number and phone number linked to the account.
• Enter the verification code sent via SMS.
• Set your preferred PIN.
• Your account is now activated.

How long does it take to activate a Union Bank account online?

Online activation usually takes a few minutes. However, in some cases, it might take up to 24 hours for the activation to be fully processed.

How do you check my Union Bank account is activated or not?

Log in to Union Mobile.

If your account is active, you'll see your account details and balance on the main dashboard.

Alternatively, you can dial *826# and follow the instructions to check your account balance.

How do I upgrade from a Union Legend account to a regular savings account?

You need a valid ID card of the child turned adult, a utility bill, and an updated passport photograph. Visit a branch to complete the process.

How do I increase my Union Bank transfer limit?

You can increase your limit online through UnionOnline, the UnionMobile app, or USSD (*826#). You can also visit a branch.

Conclusion

Wrapping up, upgrading your Union Bank account is a straightforward process that can significantly enhance your banking experience. Whether you choose to upgrade online, via the mobile app, USSD, or by visiting a branch, you'll unlock a world of benefits