BVN Code For All Banks: How To Get My BVN Number On My Phone

The Bank Verification Number (BVN) is an 11-digit unique identifier assigned to individuals who operate bank accounts in Nigeria. It's like a fingerprint for your banking activities, linking all your accounts from different banks under one number. Imagine it as your personal passport to the Nigerian financial system.

The days of desperately searching and worrying yourself or making urgent visits to the bank to get information about your account are long gone. With the help of this article, which was designed just with you in mind, you will be able to get your BVN by following a few straightforward steps.

Why is a BVN Important?

The BVN plays a crucial role in several key aspects:

1. Enhanced Security: By verifying your identity through biometrics (fingerprints and image) linked to your BVN, it helps combat fraud and protect you from unauthorized transactions. It makes it much harder for criminals to impersonate you and access your hard-earned money.

3. Identity Verification: BVN acts as a digital fingerprint, providing a secure and reliable method for banks to verify the identity of their customers. It helps ensure that individuals are who they claim to be, reducing the risk of identity theft and unauthorized access to accounts.

4. Fraud Prevention: One of the primary purposes of BVN is to curb financial fraud. By linking all a customer's accounts to a single BVN, banks can easily track and monitor transactions across various accounts. This makes it more challenging for fraudsters to manipulate the system and engage in illicit activities.

New BVN Registration Process

Follow these steps to enroll for your Bank Verification Number (BVN) in Nigeria:

1. Visit any branch of your bank.
2. Complete and submit the BVN enrollment form.
3. Provide necessary data for capturing, including fingerprints and facial images.
4. Receive an acknowledgement slip containing the transaction ID.

Within 24 hours, the system verifies your application, generates your BVN, and sends you an SMS notification for pickup.

BVN Code For All Banks

Following the Central Bank of Nigeria (CBN) mandate on February 14, 2014, which required the use of BVN, a single biometric identity system was built. As a result, a personal BVN is now required for the bulk of account registrations in Nigeria, leaving those who do not have it in the dark.

All Nigerian financial institutions recognize BVN, a distinctive identity. It represents an individual's biological attributes, such as fingerprints, signatures, and face portraits.

To view your BVN on MTN, Glo, Airtel, and 9Mobile, follow these steps:

1. Enter *565*0# using the SIM card used for BVN enrollment.
2. Wait until an 11-digit number appears.
3. Copy the BVN and store it securely for reference.

NOTE: It is important to know that checking or accessing your BVN by mobile phone on all networks, including MTN, Glo, Airtel, and 9mobile, costs 20 NGN. 

How To Get My BVN Number On My Phone

USSD

This method is quick and accessible, perfect for anyone with a phone and mobile service. Remember to use the phone number registered with your BVN for accurate results:

1. Open your phone dialer and dail *565*0#.
2. Your BVN will be displayed on your screen!
3. It's as simple as that.

NOTE: For a small fee (around N20), you can also dial *565*1# and enter any BVN to confirm its validity and the associated name.

Your Bank's App/Website

Most Nigerian banks offer mobile apps and websites with built-in features for BVN retrieval. Here's a general guide, but remember to check your specific bank's instructions for precise steps:

1. Open your bank's mobile app or website.
2. Log in securely using your credentials.
3. Go to the "My Profile" or "Account Settings" section.
4. Look for an option like "BVN" or "View BVN".
5. There you have it! Your BVN will be displayed clearly for your reference.

BVN Portal {NIBSS}

If you still have the acknowledgement slip from your BVN enrollment, you can retrieve your number directly from the NIBSS website:

Visit the NIBSS website.

Enter the reference number mentioned on your acknowledgement slip.

Click "Submit," and your BVN will be revealed.

FAQS

What is BVN, and why is it important?

BVN, or Bank Verification Number, is a unique 11-digit identification number assigned by banks to enhance security, prevent fraud, and streamline financial transactions. It serves as a digital fingerprint, linking all your accounts across different banks.

How can I enroll for BVN?

To enroll for BVN, visit any branch of your bank, fill and submit the BVN Enrolment form, provide necessary data for capturing (such as fingerprints and facial images), and receive an acknowledgement slip. Within 24 hours, your BVN is generated.

What do I do if I forget my BVN?

You can retrieve your BVN by following the provided methods, such as dialing the USSD code, using your bank's mobile app, or contacting customer support. Ensure you have the necessary details for identity verification.

Can I use my BVN for all my bank accounts?

Yes, BVN is designed to link all your accounts across different banks, providing a unified identification system for streamlined banking operations and enhanced security.

Is it safe to share my BVN?

While BVN is used for identity verification, it's essential to keep it confidential. Only share it through official channels provided by your bank, and be cautious of potential scams.

Can I change my BVN?

No, your BVN is a unique identifier assigned to you and cannot be changed.

What if I'm still having trouble retrieving my BVN?

If you've tried all the mentioned methods and are still facing issues, contact your bank's customer service or visit a branch for assistance. They will be able to guide you through the process and help you retrieve your BVN securely.

Conclusion

Finally, BVN (Bank Verification Number) is a vital tool in modern banking, ensuring increased security, faster procedures, and easy access to financial services. 

As a unique identification connected to an individual's biometric data, BVN not only minimizes lineups in banking halls but also increases standardized efficiency across a wide range of banking operations.