How Does Easybuy Work? How To Buy Phone On Easybuy (Iphone, Samsung, Tecno, Infinix, Oppo, Xiaomi, Huawei)

Let's face it, smartphones are practically extensions of ourselves these days. They keep us connected, informed, and entertained.  Easybuy is where purchasing your dream phone has been made easier! 

Easybuy is a Nigerian device financing and user-friendly online platform and service that helps you purchase smartphones and other electronics on credit. It brings together a vast array of popular smartphone brands, allowing you to browse and select your desired device without having to pay in full.

What it does:

  1. Provides financing for smartphones and other electronics (mainly phones in Nigeria)
  2. Offers a wide range of popular brands and models (iPhone, Samsung, Tecno, Infinix, Oppo, Xiaomi, Huawei)
  3. Divides the phone's cost into equal monthly installments (typically 3, 6, or 12 months)
  4. Requires a 30% down payment upfront

Key features:

  1. Affordability: Makes high-end phones accessible by splitting the cost into installments.
  2. Convenience: No need for a large upfront payment or credit card.
  3. Variety: Offers a diverse selection of brands and models to suit different needs and budgets.
  4. Agent network: Easybuy agents are available at partner stores to guide you through the process.

Pros and Cons of Easybuy 


  1. Own your dream phone now, even with limited funds.
  2. Variety of brands and models to choose from.
  3. Flexible repayment plans.
  4. Convenient in-store registration process.


  1. Interest rates can add up significantly, making the phone more expensive in the long run.
  2. Requires good creditworthiness and steady income.
  3. Late payments incur fees and can damage your credit score.

How Does Easybuy Work? 

Easybuy streamlines the purchasing process, providing an easy way to acquire a variety of products, including smartphones and other devices. 

Ground Agents: Easybuy has a unique model with ground agents stationed at different shops. These agents play an important role in assisting people to join up for the site. Their presence in multiple locations makes it easy for customers to seek assistance.

Loan App: This user-friendly application acts as a portal to a wide range of products available for purchase on the platform.

Payment Options: Easybuy prioritizes payment flexibility. Customers have the option of paying online using their secure online transaction system or paying when they pick up their items. This flexibility allows you to choose the payment method that best suits your needs.

Product Selection: Use the app to browse a wide choice of products, including smartphones and electronics. Easybuy has a simple interface that makes it easy to find the item you're looking for.

Credit Agreement for Coupons: In addition to tangible things, Easybuy offers coupons for numerous services. When you purchase a voucher, you engage into a Credit Agreement, which allows you to use the service right away and pay later.

How to Sign up on Easybuy 

Signing up on Easybuy is a straightforward process that allows you to access a world of convenient shopping:

  1. Start by navigating to the Easybuy website on your browser or download the Easybuy app from the App Store or Google Play Store on your mobile device.
  2. Look for the "Sign Up" or "Register" button on the Easybuy homepage or app interface. Click on this button to initiate the registration process.
  3. You will be prompted to provide some basic information to create your account. This typically includes your full name, email address, and mobile phone number. Ensure that the information you provide is accurate.
  4. Choose a strong and secure password for your Easybuy account. Make sure it includes a mix of letters, numbers, and symbols to enhance security.
  5. Easybuy may send a verification code to the mobile number you provided. Enter the code in the designated field to verify your identity. This step adds an extra layer of security to your account.
  6. Before completing the registration, you'll likely need to agree to Easybuy's terms and conditions. Take a moment to review these terms and, if you agree, check the box or tap the appropriate button to proceed.

How To Buy Phone On Easybuy (Iphone, Samsung,  Tecno, Infinix, Oppo, Xiaomi, Huawei)

  1. The first step is to find a store that partners with Easybuy. Look for electronics stores displaying the Easybuy logo or branded shirts worn by their agents. You can also inquire directly at the store if they offer Easybuy financing.
  2. Once you've found a partner store, browse their selection of phones and choose the one you desire. Easybuy typically offers a range of popular brands and models across various price points.
  3. Approach an Easybuy agent and express your interest in financing a phone. They will guide you through the registration process, which usually involves:
  4. Providing basic information: Name, contact details, employment status, valid ID.
  5. Presenting your BVN: A Bank Verification Number is required for automatic repayments.
  6. Sharing your debit card details: Used for automatic deductions of your monthly installments.
  7. Easybuy requires a 30% down payment on the phone's cost upfront. This acts as your initial commitment and reduces the financed amount. You'll also need to sign a financing agreement outlining the terms, interest rates, and repayment schedule.

Upon completing the sign-up process, making your down payment, and settling the first installment, you'll walk away with your brand new phone!


  1. Visit your app store and choose any of the available Easybuy apps. Download the app to your device to access the platform.
  2. Once on the app, explore a wide array of phones from popular brands like iPhone, Samsung, Tecno, Infinix, Oppo, Xiaomi, and Huawei.
  3. Select the phone model that fits your preferences and budget from the variety of options offered by Easybuy.
  4. Each phone's price is listed on the website, and Easybuy provides installment plans for flexible payments. Review the payment options and choose the one that suits you best.
  5. To proceed, apply for a loan through Easybuy's straightforward process, providing accurate personal and financial information for a higher chance of approval.
  6. Upon loan approval, proceed to complete the payment. Easybuy typically requires an initial payment of 30% of the phone's price, with the remaining balance payable in installments.
  7. After completing the payment, Easybuy will arrange the delivery of your phone. Expect to receive it within a specified timeframe, usually within a few days.


How much is the initial deposit for easy buy?

Easybuy requires an initial payment of 30% of the phone's price. The remaining balance can be paid in installments.

How long does it take to receive my purchased phone?

After completing the payment, Easybuy will arrange for the delivery of your phone. Expect to receive it within a specified timeframe, usually within a few days.

Can I use Easybuy vouchers for various services?

Yes, in addition to products, Easybuy offers vouchers for various services. Purchasing a voucher enters you into a Credit Agreement, allowing you to enjoy the service and pay for it later.

What is Easybuy, and how does it work?

Easybuy is an online platform that simplifies the purchasing process, offering a wide range of products, including smartphones, on credit. Ground agents assist users in signing up, and the Easybuy app allows you to browse, select, and pay for products through installment plans.

What brands of phones are available on Easybuy?

Easybuy provides popular phone brands such as iPhone, Samsung, Tecno, Infinix, Oppo, Xiaomi, and Huawei.


In conclusion, Easybuy is a big deal in the world of online shopping because it makes it easy and convenient to buy many things, especially smartphones. With the help of ground workers and the platform's easy-to-use interface, the whole process, from signing up to receiving the product, is smooth.

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