Loan Code In Nigeria, Ussd Code For Loans In Nigeria, Short Code To Borrow Loan

If you're looking for a fast and simple way to borrow money in Nigeria, you might be interested in the loan code in Nigeria, the USSD code for loans in Nigeria, and the short code to obtain a loan. These are all available on the country's mobile network. Because of these codes, you are able to obtain loans from a variety of lenders without having to provide collateral or complete a substantial amount of paperwork.

This post on the blog will explain how these codes function and what you need to know in order to make the best use of them.

What is the loan code in Nigeria?

The short code to borrow a loan in Nigeria is a USSD code that you can dial on your mobile phone to access loan offers from various lenders. This code is usually a three or four-digit number that is unique to each lender. To borrow a loan using the short code, you need to dial the code and follow the prompts.

How does the loan code work?

You need to have a mobile phone that is capable of both sending and receiving SMS messages in order to use USSD codes for loans in Nigeria. A SIM card that is active and registered with the mobile service provider is another thing that is required of you.

When you have all of these, you can dial the USSD code for the lender that you want to borrow from, and then you will be given a number of different loan options to choose from.

What are the benefits of the loan code?

In Nigeria, making use of loan codes comes with a number of benefits, including the following:

        Convenience: You can access loans from the comfort of your home or office using your mobile phone.

        Speed: Loans are usually approved and disbursed within minutes, making them ideal for emergencies.

        No collateral: You don't need to provide collateral to access loans using loan codes.

        Minimal paperwork: You only need to provide basic information to access loans using loan codes.

Loan Code In Nigeria, Ussd Code For Loans In Nigeria, Short Code To Borrow Loan

Banks USSD Code For Loans in Nigeria

        Access Bank Plc - *901*11#

        FCMB - *329#

        GTBank           - *737*51*51#

        UBA - *919*28#

        Ecobank - *326#

        Zenith Bank - *966#

        Fidelity Bank  - *770#

        First Bank - *894*11# or *894#

        ALAT Loan By Wema Bank - *945*100#

        UBA - *919#

        Unity Bank - *7799#

        Heritage Bank - *322#

        Keystone Bank - *533#

        Stanbic IBTC   - *909#

        Standard Chartered Bank         - *120#

        Sterling Bank - *822#

        Polaris Bank    - *833#

        Jaiz bank - *773#

        Union Bank - *826#

USSD Code for Loans in Nigeria for Microfinance and Organizations

        Aledin Nano - *903#

        Migo - *561#

        Interswitch - *322#

        Fairmoney - *322*6#

        Paylater / Carbon -  *1303#

        AB Microfinance Bank - *389*755#

        Accion MFB - *572*6#

        Kwik Cash - *561#

Airtime USSD Code For Loans in Nigeria

        Airtel quick cash - *561#

        9Mobile - *561#

        Mtn cash - *606*4#

        Glo cash  - *322*1*04225701*Amount#

Additional Important USSD Codes in Nigeria

        To Check Your Bank Verification Number (BVN) - *565*0#

        Verve ECash    - *322*60#

        To check your CRC’s credit bureau history- *565*8#

        Paga User Service - *242#

        Payattitude - *569#

        Quickteller; Airtel, MTN, & 9mobile   - *322#

        Quickteller – Glo Users - *805#

        Trader Moni     - *540#

        Report domestic violence and child abuse in Lagos. - *6820#

        Etisalat international bundle code        - *620*1#

        Etisalat credit balance code - *232#

        Etisalat data code - *229#

        Glo Recharge code - *123* PIN NO#

        Glo Credit balance code - *124*1#

        Glo data code - *777#

        Glo international bundles code  - *0905#

        Mtn menu code - *141*0#

        Mtn data code - *131#

        Mtn credit balance code - *556#

        Mtn International Bundles code - *131*5#

        Dstv User/Self-service - *288#

        Airtel Recharge code   - *126*PIN#

        Airtel check balance code - *123#

        Airtel Data code - *141#

        Airtel International Bundles - *789#

        Etisalat Recharge code - *222* PIN NO#

How to Apply For a Loan Using USSD Codes

The process of applying for a loan through USSD is not complicated in any way. You will need to simply:

        Make sure you are familiar with the loan source you are using.

        Find out what the active USSD code is.

        Completely satisfy all of the conditions mentioned.

        Please enter the code.

        Follow the instructions given.

        Get your loan.


Can I use loan codes in Nigeria if I don't have a bank account?

No, you need to have a bank or the borrowers account to access loans using loan codes in Nigeria.

Can I access large loans using loan codes in Nigeria?

It depends on the lender. Some lenders offer larger loans to customers who have a good credit history and a steady source of income. However, most loan codes in Nigeria are designed for small, short-term loans.

Are loan codes in Nigeria safe to use?

Yes, loan codes in Nigeria are safe to use as long as you only borrow from reputable lenders. Before borrowing from a lender, make sure to read their terms and conditions carefully and check their reviews online.

What happens if I lose my mobile phone?

If you lose your mobile phone, you should contact your mobile service provider immediately to block your SIM card. This will prevent anyone from using your mobile phone to access your loan accounts.

What is the USSD code for Renmoney loan?

723# is the USSD code that should be used for Renmoney. Simply entering 723*73001# on your phone will get you a quick loan through Renmoney.

What is the code for fast cash loan?

FCMB fast cash is a paperless loan with no collateral requirements. You can apply for this loan by dialing *329*11# on your phone.

What code is * 2282 in Nigeria?

Afrimash's USSD code *2282*2# will give farmers access to farm supplies via Agent Network systems, which are unique in the Agri-tech environment.

How much can I borrow from Renmoney at a start?

You can borrow up to $6 million and return it over a period of up to 24 months. 


Loan codes in Nigeria, USSD codes for loans in Nigeria, and short codes to borrow loans are a convenient way to access loans from various lenders without the need for collateral or extensive paperwork.

While these codes offer several advantages, it's important to be aware of their disadvantages and risks before borrowing. Always borrow from reputable lenders and read their terms and conditions carefully to avoid defaulting on your loans.

Using loan codes in Nigeria can be a great way to get the money you need quickly and easily, but it's important to use them responsibly.

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