MoniePoint USSD code to transfer Money, Check Account Balance, Loan, Borrow Money and For Airtime Purchase

In today's digital age, convenience and accessibility are paramount when it comes to financial transactions. MoniePoint, a leading financial technology company, has introduced a USSD code system that allows users to perform various banking operations without the need for an internet connection.

In this article, we will explore the MoniePoint USSD code to transfer Money, Check Account Balance, Loan, Borrow Money and For Airtime Purchase.

What is MoniePoint?

MoniePoint is a prominent financial technology company in Nigeria that offers innovative solutions for seamless financial transactions. With its extensive network of agents and partners, MoniePoint aims to bridge the gap between traditional banking services and the unbanked population, providing easy access to financial services for all.

Benefits of Using MoniePoint USSD Code

Here are the benefits of using the MoniePoint USSD code:

Convenience and Ease of Use: The MoniePoint USSD code offers a method that is both easy to use and handy for conducting financial transactions. You are still able to access banking services by using the USSD code, despite the fact that you may be located in a remote place or have restricted internet connectivity. It dispenses with the requirement that customers make in-person trips to the bank or rely on internet banking tools.

Time-Saving: The MoniePoint USSD code enables you to complete a variety of transactions in a quick and effective manner, saving you valuable time. The USSD code streamlines the procedure, making it possible to finish transactions in a matter of seconds. You can use it to transfer money, check your account balance, access loans, borrow money, or buy airtime. When compared to more conventional banking practises, it will save you both time and work.

Throughout the entirety of Nigeria, MoniePoint has developed a sizable network of agents and partners. Because of the comprehensive network coverage, you are able to access the MoniePoint services and complete transactions by using the USSD code from a variety of locations around the nation. It ensures that financial services are available to a large variety of users, including those who live in isolated or underserved areas of the country.

There Is No Need for an Internet Connection: The fact that the MoniePoint USSD code does not call for an internet connection is one of the most significant benefits it offers. This capability is very helpful in locations that have restricted access to the internet as well as during times when the network is down. Through the use of the USSD code, you are able to continue managing your accounts and carrying out transactions, providing you with ongoing access to necessary banking services.

MoniePoint USSD Code for Money Transfer

Transferring money using the MoniePoint USSD code is quick, secure, and convenient. To initiate a transfer, follow these simple steps:

        Dial *888# on your mobile phone.

        Select the option for money transfer.

        Enter the recipient's account number.

        Input the amount you wish to transfer.

        Confirm the transaction details.

        Enter your unique PIN to authorise the transfer.

By following these steps, you can transfer money to any bank account within Nigeria using the MoniePoint USSD code.

MoniePoint USSD Code for Checking Account Balance

With the MoniePoint USSD code, you can easily check your account balance on the go. Here's how:

        Dial *888#  on your mobile phone.

        Choose the option for checking account balance.

        Wait for a few seconds for the system to retrieve your account information.

        You will receive a message containing your current account balance.

This feature allows you to keep track of your finances without the need for internet access or visiting a physical bank branch.

NOTE: Your number must be registered with MoniePoint in other to easily use the USSD.

MoniePoint USSD code for Loan application

Additionally, MoniePoint provides an effective platform for gaining access to loans. The procedure of applying for a loan through the MoniePoint USSD code is made easier, regardless of whether you need money for personal costs, commercial operations, or emergency situations.

Because it provides people in need of financial assistance with affordable interest rates and various alternatives for making repayments, MoniePoint is an appealing choice for such folks.

The following is what you need to do:

        Simply enter *888# into your mobile phone.

        Choose the option that allows you to apply for a loan.

        To provide the necessary information, such as the loan amount and the repayment duration, follow the on-screen prompts to enter it.

        Submit your application.

        Wait for the notification that the loan has been approved; it will be sent to the mobile number that you registered with.

MoniePoint USSD code for Airtime Purchase

Running out of airtime can be frustrating, especially when you need to stay connected. MoniePoint's USSD code enables you to buy airtime for your mobile phone effortlessly. Here's how:

        Dial *888# on your mobile phone.

        Choose the option for airtime purchase.

        Select the network provider you wish to recharge.

        Enter the phone number you want to top up.

        Specify the airtime amount.

        Confirm the transaction details.

        Authorise the purchase by entering your PIN.

By following these steps, you can instantly recharge your mobile phone with airtime, ensuring uninterrupted communication


Can I transfer money to any bank using MoniePoint USSD code?

Yes, the MoniePoint USSD code allows you to transfer money to any bank account within Nigeria.

Is it possible to check account balance without an internet connection?

Yes! You can check your MoniePoint account balance using the USSD code, even without an internet connection.

What is the interest rate for MoniePoint loans?

The interest rates for MoniePoint loans vary depending on the loan amount and repayment period. It is between 6% to 9%.

Are there any charges for using the MoniePoint USSD code?

MoniePoint may apply minimal charges for specific transactions conducted through the USSD code.

Can I buy airtime for other networks using MoniePoint?

Yes, the MoniePoint USSD code allows you to purchase airtime for various network providers in Nigeria. Simply select the desired network when initiating the airtime purchase.


In conclusion, the MoniePoint USSD code provides a user-friendly and efficient way to conduct various financial transactions.

With its convenience, accessibility, and time-saving features, users can transfer money, check account balances, access loans, borrow money, and purchase airtime with ease. The security measures implemented by MoniePoint ensure the safety of transactions, giving users peace of mind.

Embracing the MoniePoint USSD code empowers individuals to manage their finances effectively and enjoy a seamless banking experience. Take advantage of this innovative solution and experience the convenience it offers.

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