PalmPay USSD code to transfer Money, Check Account Balance, Loan, Borrow Money and For Airtime Purchase

With PalmPay, customers can easily make purchases, send and receive payments, and conduct other financial transactions from their mobile devices. PalmPay has quickly risen to prominence as a preferred method of online monetary transactions due to its intuitive design and extensive set of features.

Do you use PalmPay and wish there was a more streamlined approach to handle your money matters? If you want to know the PalmPay USSD code, look no further.

This article will explain how to use the PalmPay USSD code to perform a variety of financial transactions, including sending and receiving money, checking account balances, applying for loans, borrowing funds, and recharging mobile phones.

What is a USSD code?

First, let's define a USSD code so that we can go on. USSD, which stands for "Unstructured Supplementary Service Data," is a protocol that mobile network carriers use to enable real-time two-way communication between a user and a server-based application. A universal short-form data (USSD) code is a simple command that can be used to access a particular service or app on a mobile device.


Benefits of using PalmPay USSD code

Using the PalmPay USSD code for your financial transactions can provide you with a number of benefits, including the following:

Convenience: Using the USSD code enables you to carry out a variety of financial dealings while seated comfortably in front of your mobile device, all without the requirement of an active internet connection. Even if you are in an isolated location or experiencing network troubles, you will have no trouble accessing and managing your financial information.

Accessibility: Because the PalmPay USSD code is interoperable with all different kinds of mobile devices, PalmPay services are guaranteed to be reachable by a large number of different users. You can utilise the USSD code to carry out transactions in a simple and convenient manner, regardless of whether you have a smartphone or a basic feature phone. 

Speed: Users can gain instant access to financial services by using the USSD code. Transactions can be quickly and effectively completed by just following a few straightforward procedures. The use of the USSD code ensures a quick and trouble-free experience whenever you do a financial transaction, such as a money transfer, checking your account balance, asking for a loan, borrowing money, or purchasing airtime.

Cost-effectiveness: Using the PalmPay USSD code saves money because it is a cost-effective payment method. Because it does not necessitate a connection to the internet, there is no need for you to be concerned about additional fees or data charges. Because of this, those who want to manage their finances but don't want to pay any more can take advantage of this economical option.

Availability:  Because the PalmPay USSD code is accessible at all times, you are able to use it to gain access to PalmPay's financial services whenever it is most convenient for you. The USSD code can be accessed at any time, regardless of whether it is the middle of the day or the middle of the night, which ensures both convenience and flexibility.

PalmPay USSD code for money transfer

One of the key features offered by PalmPay is the ability to transfer money securely and conveniently. By using the PalmPay USSD code, you can initiate money transfers to other PalmPay users or even to individuals who are not PalmPay users The process is straightforward and can be done in a few simple steps.

To do a money transfer using the PalmPay USSD code, follow these steps:

        Dial *652# on your mobile device.

        Follow the on-screen prompts to select the "Transfer Money" option.

        Enter the recipient's details, such as their phone number or PalmPay account ID.

        Specify the amount you wish to transfer.

        Confirm the transaction and enter your PIN to authorize the transfer.

        Once completed, you will receive a confirmation message with the details of the transaction.

PalmPay USSD code to check account balance

For efficient management of your finances, it is essential to monitor the balance in each of your accounts. You may easily check the balance of your PalmPay account at any time and from any location by using the USSD code. Because of this function, you will always be aware of the status of your cash and will be able to make decisions regarding your finances that are well informed.

Follow these easy procedures to determine the current balance in your PalmPay account using the USSD code:

        Dial *652# on your mobile device.

        Select the option to check your account balance.

        Within a few moments, you will get a notification that will show the current balance on your account.

PalmPay USSD code for loan and borrowing money

In addition to money transfers and inquiries regarding balances, PalmPay provides an easy method for applying for loans and borrowing money directly using the USSD code. This service is available in addition to money transfers and balance inquiries. Users are able to get instant access to funds whenever they need it, without the inconvenience of significant paperwork or waiting for an extended period of time, thanks to this function.

Following these procedures will allow you to make an application for a loan or borrow money using the PalmPay USSD code:

        Dial *652# on your mobile device.

        Select the option for loans or borrowing money

        To complete the application process, give the required information by following the on-screen instructions, and submit your application.

        After your application has been reviewed and approved, the funds will either be transferred to your PalmPay account or immediately to your bank, depending on which option you choose.

PalmPay USSD code for airtime purchase

Running out of airtime can be inconvenient, especially when you need to make important calls or access the internet on your mobile device. PalmPay understands this need and offers the ability to purchase airtime using the USSD code, ensuring you can stay connected at all times.

To purchase airtime using the PalmPay USSD code, follow these simple steps:

        Dial *652#  on your mobile device.

        Select the option to purchase airtime.

        Choose the desired airtime amount or select from available packages.

        Confirm the transaction and enter your PIN to authorize the purchase.

        Once completed, your mobile device will be topped up with the purchased airtime.


Can anyone use the PalmPay USSD code?

Yes, the PalmPay USSD code is available to all PalmPay users. Anyone who has a PalmPay account and a mobile device capable of dialing USSD codes can access it.

Is the PalmPay USSD code secure?

Yes, PalmPay prioritizes the security of its users' financial transactions. The USSD code utilizes secure communication protocols to protect your personal and financial information, ensuring a safe and reliable experience.

Can I transfer money to non-PalmPay users using the USSD code?

Yes, the PalmPay USSD code allows you to transfer money not only to other PalmPay users but also to individuals who are not yet registered on the platform. This feature enhances the flexibility and convenience of transferring funds. 

What should I do if I encounter issues while using the USSD code?

If you encounter any issues while using the PalmPay USSD code, you can reach out to PalmPay's customer support for assistance. They will guide you through.

What is PalmPay USSD code?

*652# is the Palmpay USSD code for all transactions such as checking balances, money transfers, bill payments, data purchases, airtime purchases, and much more.

How quickly are transactions processed when using the PalmPay USSD code?

Transactions initiated through the USSD code are processed in real-time, ensuring instant completion and confirmation of your transactions. 


In conclusion, the PalmPay USSD code offers a convenient and efficient way to perform various financial transactions. Whether you need to transfer money, check your account balance, apply for a loan, borrow money, or purchase airtime, the USSD code simplifies the process and provides a seamless user experience.

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