Lucky Loan Review: How To Apply for Lucky Loan, Lucky Loan Customer Care Number, Lucky Loan App Apk Download

Do you need immediate cash to meet your financial obligations in Nigeria? The app Lucky Loan is here to assist you! Lucky Loan is a reputable online platform that provides individuals with fast and hassle-free loans.

Its purpose is to provide financial aid to those in dire need of funds. With Lucky Loan, immediate loans are available with minimal paperwork and a streamlined application process.

We will delve into Lucky Loan Review: How To Apply, Customer Care Number, App Apk Download.

Lucky Loan App Review

The Lucky Loan App is a money lending platform based in Nigeria that provides quick loans at low rates throughout the entirety of Nigeria. LenniaAqilasF2 is in charge of managing the application.

The Lucky Loan app has seen a considerable uptick in popularity among Nigerians searching for loans that can be obtained rapidly and easily.

Lucky Loan has developed into a trustworthy tool for people who are in need of financial assistance due to the fact that it has received more than 34,000 ratings on the Google Play Store and more than 100,000 downloads.

This rating is a reflection of the experiences and perspectives of the app's users, who have contributed their comments and ideas regarding their interactions with the platform.

Benefits of Lucky Loan

The following is a list of some of the advantages of Lucky Loan:

     The application process for a loan through the Lucky Loan app is quick and simple, and you can submit your request for funding in just a few minutes.

     Within minutes, the funds will be deposited into your bank account: After your application has been reviewed and accepted, the money will be transferred into your bank account within minutes.

     There are no additional costs that you have to worry about when using Lucky Loan because there are no hidden fees. You will only be responsible for paying a processing fee, which is normally somewhere in the range of 0.05% each day, and the maximum annual percentage rate is 18%.

     Interest rates that are comparable to those offered by other providers of short-term loans Lucky Loans' interest rates are comparable to those offered by other providers of short-term loans.

     payback terms that are adaptable: Depending on your requirements, you have the option of selecting from a number of different payback options. 

Lucky Loan App Customer Care Phone Number,  Whatsapp Number and Contact Email

Lucky Loans has not made their customer service phone number public, which makes it more challenging to get answers to any questions or concerns you may have regarding the products and services they offer.

However, their customer service team is easily available to assist you if you have any questions, problems, or troubles when using the Lucky Loan app. You can contact them at [email protected]  if you have any questions or concerns.

Lucky Loan App APK Download

Take the following steps in order to download the Lucky Loan APK:

     Visit Playstore or any app store on your mobile device.

     Simply type "Lucky Loan" into the search bar to find it.

     Choose the Lucky Loan app from the list of results returned by the search.

     Go to the website.

     To begin downloading the app to your phone, you will need to tap the "Install" option.

Lucky Loan Eligibility Criteria

In addition to the steps outlined above, you must also meet the following eligibility requirements to qualify for a loan on the Lucky Loan app:

     Citizenship: You must be a Nigerian citizen.

     Age: You must be between the ages of 18 and 65.

     Income: You must have a stable source of income to ensure loan repayment.

     BVN: You must be willing to provide your BVN (Bank Verification Number).

Lucky Loan Application Process - How To Apply For Lucky Loan

Getting started with Lucky Loan is easy! Here are the steps on how to log in to your Lucky Loan app:

     Download the Lucky Loan app from your appstore.

     Open the app on your mobile device.

     Enter your username or phone number.

     Provide the password you used during registration.

     Tap the "Enter" or "Login" button.

To apply for a loan on Lucky Loan:

     Once you are logged in, click on the "Apply for a Loan" button.

     Enter the amount of money you need to borrow.

     Select the repayment term that works best for you.

     Provide your personal information, such as your name, address, and employment status.

     Submit your application and wait for approval.


Lucky Loan Limits, Interest Rates and Repayment Terms

The mobile loans offered by the lender start at NGN 3,000 and can go up to a maximum of NGN 500,000, which is the biggest sum that will be given to the borrowers who are the most qualified.

The interest rate for Lucky Loans can be as low as 0.05% each day, and the maximum annual percentage rate is 18%.

The loan approval process for Lucky Loan is quick and easy. Once you have submitted your application, Lucky Loan will review your information and make a decision within minutes. If your application is approved, you will receive the funds in your bank account within minutes.

Lucky Loan Frequently Asked Questions (FAQs)

Is Lucky Loan Legit?

The Lucky Loan app is a legitimate and trustworthy platform that provides short-term loans to users in Nigeria. However, it is important to be aware that the Lucky Loan app is not regulated by the Central Bank of Nigeria (CBN). This means that there is no guarantee that the app will be safe or reliable.

If you are considering applying for aloan from Lucky Loan, it is important to do your research and understand the risks involved. You should also be aware of the app's terms and conditions, including the interest rates, fees, and repayment terms.

Is Lucky Loan Available Only Through the App, or Can I Access It Through Other Channels?

Currently, Lucky Loan is only available through its dedicated mobile app. However, the app is the recommended and most convenient way to access and apply for loans through Lucky Loan.

Can I Apply for a Loan on Lucky Loan if I Have a Low Credit Score?

Yes, Lucky Loan considers loan applications from individuals with varying credit scores. However, it is important to note that your credit score may affect the amount of loan you are approved for and the interest rate you are charged.

If you have a low credit score, you may be able to improve your chances of being approved for a loan by providing additional information to Lucky Loan, such as proof of income or assets. You may also want to consider applying for a cosigner, who can help to improve your chances of approval.

Can I Extend the Loan Repayment Period if Needed?

Lucky Loan understands that circumstances may arise where you need an extension for loan repayment. They may offer loan extension options, subject to certain terms and conditions.

It is advisable to contact their customer service team or refer to the loan agreement for specific details on loan extensions.

How Do I Repay My Loan on Lucky Loan?

Repaying your loan on Lucky Loan is straightforward. The app provides multiple convenient repayment options, including bank transfers, mobile money transfers, and direct debit from your bank account.

You can choose the repayment method that best suits your preferences and ensure timely repayment to avoid any late fees or penalties.

What Happens If I Miss a Loan Repayment?

It is important to make timely loan repayments to avoid any negative consequences. If you miss a loan repayment, Lucky Loan may charge late fees or penalties as per their terms and conditions. 

Moreover, consistently missing repayments can impact your creditworthiness and may hinder your chances of obtaining loans in the future.


Lucky Loan Nigeria is a good option for people who need a quick and easy way to get a short-term loan. However, it is important to be aware of the interest rates, repayment terms and the fact that it is not regulated by the CBN before you apply.

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